COBRA a temporary retirement policy provides continuation of insurance cover to the spouses and dependent children of the employees and retirees of an organization. This insurance is a little more expensive than other types of group insurance policies and is available at group rates.

This type of insurance cover provides insurance cover to the organizations who provided insurance cover to its 20 or more employees in the previous year. The cover not only provides insurance to private sector employees, but to State and Central Government employees too. The COBRA is not applicable to certain insurance policies related to church or to Federal Government employees. These regulations provide insurance to the on the rolls employees of the employer and their dependents. Such organizations include trusts, and health maintenance organizations. COBRA Health Insurance is an excellent alternative to other health care plans.